White House Tax Plans 2021

Plan Highlights The White House on March 31st, 2021; releases the American Jobs Plan that calls for action and expresses concern over infrastructure specifically bridges, roads, electric grids, water systems, care-giver workers, collective bargaining organizations, high-speed internet and housing. Additional issues include the status of the United States in Manufacturing, Research and Development (R&D), and…More

Universal Basic Income Prospects from 2019 and Pandemic Data

The Issue Universal Basic Income (UBI) is the concept that everyone should receive a basic income. Observation of Census Bureau’s Employment and Labor Force Status Table gives us 3 significant numbers for population consideration rounding to 330, 246 or 168 million. If The United States were to send a $500 check to each of the…More

2021 IRS House Testimony

Internal Revenue Service (IRS) Commissioner Charles Rettig Testifies before House Regarding 2021 Filing Season. If you are not aware of some of the relevant impacts from the bill H.R.1319 (American Rescue Plan Act 2021 or ARP), some of the material was present in the hearing. The stimulus payments and increase of Unemployment Insurance Benefits (UIB)…More

Updated Owner Compensation Calculation of Paycheck Protection Program

THIS IS NOT LEGAL ADVICE.  THIS IS COMMENTARY ON REGULATION. Regulations can be a source of opportunity, as they make a major part in the determination of barriers to entry.  An industry or practice is difficult to enter if there is a significant amount of regulative procedures and requirements, versus when restrictions are removed an…More

Four Engines of Creativity

In times of increasing incorporation of technology in information processing and business operations, creativity is hard to come by whether on the frontier of an industry or passing the first barriers to entry. It is important to observe and wonder about curiosity in the business environment to figure efficient approaches to creative solutions. An approach…More

2021 Supply Chain Executive Order

The 46th President issues an Executive Order on America’s Supply Chains, which calls for production of a report of risk, and policy recommendations for supply chains by specific criteria. The expectation for the report is within 100 days of the order. Some specifications of the report build on work done in previous Executive Orders 13806,…More

What is in a Question?

A question is the beginning of information sharing with another person. This is so important in communication, but most of us never receive any formal training in inquiry. For some, this subtle art comes easy to help maneuver daily life. In the business environment; massive training programs help investigators, data scientists, and other professionals build…More

Decision Making Tool – Fraction Value Table

Research I am often comfortable with my decisions but I research other methods of making them, to see if there is something I could incorporate to improve my process. I found a few books in the subjects of financial planning, personal well-being, and self-help that suggest a table with varying set ups. I will present…More

Target Market Focused Business Ideas

General Demographics age gender income level ethnic identity employment education level real estate position / housing situation region preferences lifestyle hobbies interests Target Markets based on Age Kids (0 – 8) This market segment is difficult as you more serving the demands of parents with the like of safe plastics use in toys and feeding…More

Annual Consumer Price Index and Inflation from July 2019

Disclaimer at bottom of page In order to achieve our financial goals, we need to remain aware of the business cycle. Many trends will start and end, but will be difficult to track and be prepared for. Trends could also be localized to a different region, skill or trade. The business cycle is cyclic and…More